The Blonde Diaries

A few months ago I was planning a trip over to the United Kingdom and thought I had all of the major planning items done – obtained my passport, flagged my travel books, ensured medicines were ok. One thing I failed to even thing about was my credit cards. It wasn’t until my dad returned from Belgium and complained about the lack of places (mainly mom and pop shops) that accepted credit cards but the ones that did accept them did not accept anything other than European credit cards or Visa/Mastercard. Well that took me by surprise. I only have a Discover card and an American Express. I mean the American Express is taken all over the US with minor places here or there. I thought I was all set.

Well Mike and I had to quickly scramble because the only Visa we had were our debit cards and we prefer not to use them. Our goal was to find a no annual fee credit card since I am tired of paying my annual fees and linking fees to AmEx. I ended up using CreditCardsClub.com to find cards that would fit our needs and was very impressed at the ease of use. I decided on a Disney Visa Card by Chase because I could earn Disney Reward Dollars for our trip this September and there was no annual fee or cost to obtain my rewards. So far I have been pleased.

I highly encourage everyone to review their credit cards and travel plans. You will want to have enough time to apply for a credit card if you do not already have one or have an unpopular one like my dad and myself had in the Discover and AmEx for overseas travel. If you aren’t sure where to start try visiting CreditCardsClub.com as you can search by card type, reward type, fees/no fees, cash back, and obtain ratings on your cards and card companies before applying.

Tags: Travel, vacation